COA

Casey O'Malley Associates Claims Management For Insurance Companies
(866) 363-1330

  

AM BestsArrowUse and Privacy Policy

Disclaimers

THE INFORMATION CONTAINED IN THIS AND ALL OF OUR WEBSITES IS PROVIDED TO YOU "AS IS," FOR YOUR INFORMATIONAL PURPOSES ONLY, WITHOUT ANY REPRESENTATION OR WARRANTY OF ACCURACY OR COMPLETENESS OF INFORMATION OR OTHER WARRANTY OF ANY KIND, INCLUDING ANY IMPLIED WARRANTY OF QUALITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. IN NO EVENT WILL COA BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES FOR USE OF THIS WEBSITE OR RELIANCE UPON ANY INFORMATION OR MATERIAL ACCESSED VIA IT OR ANY OTHER HYPERLINKED WEBSITE INCLUDING, BUT NOT LIMITED TO, DAMAGES ARISING FROM LOSS OF PROFITS, BUSINESS INTERRUPTION, OR LOSS OF DATA, EVEN IF COA IS EXPRESSLY ADVISED ABOUT THE POSSIBILITY OF SUCH DAMAGES, TO THE FULLEST EXTENT ALLOWABLE BY LAW. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES AND REPRESENTATIONS, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

The material on this Website could contain technical inaccuracies or typographical errors, and information will be changed, updated and deleted without notice. COA may make improvements and/or changes in the products and/or the programs described in this material at any time. COA makes no warranties that this Website will operate uninterrupted or error free or that defects will be corrected. COA does not warrant that this Website is compatible with your computer equipment or that this Website or its server is free of errors or viruses, worms or "Trojan horses" and COA is not liable for any damage you may suffer as a result of such destructive features.

Additionally, COA makes no representations or warranties whatsoever about any other Website which you may choose to access through this Website. Links provided by COA to such Websites are provided solely for your convenience and should not be deemed to imply that COA endorses those Websites or any content therein.

Submitting information to COA. Please see our privacy policy for general information. COA does not want to receive confidential or proprietary information from you through this Web site unless you have another written agreement with COA related to the sharing of such information. Any information that COA receives through its Website, other than your personally identifiable information covered by COA’s Privacy Policy, will be deemed to be NON-CONFIDENTIAL. BY TRANSMITTING TO COA INFORMATION VIA THIS WEBSITE OR OTHERWISE THROUGH ELECTRONIC MEANS WITHOUT A WRITTEN AGREEMENT WITH COA RELATING TO YOUR SUBMISSION, YOU UNDERSTAND AND AGREE THAT COA MAY USE THAT INFORMATION FOR ANY PURPOSE WHATSOEVER WITHOUT OBLIGATION TO YOU. If you would like to receive information on how to submit an idea to COA please contact Mike@caseyomalleyassociates.com

Collection and Use of Personal Data

Personally Identifying Information. When you register for our classes,
make purchases from us, subscribe to our newsletters, inspector help
service, join our Network or AEBC or utilize our forums, fill out a
survey, or request information from COA, we will use our registration
screens and online forms to collect personally identifying information
such as your name, address, e-mail address, and credit card information
("personal data"). We may also collect some or all of this personal data
from you through our print forms. In addition, if you send us an e-mail or
communicate with us offline, we may collect the personal data that you
voluntarily provide us at that time.

We may use your personal data in the following ways:for the purpose for
which you specifically provided the personal data, for example, to attend
one of our classes, or to deliver the results of class exams and
assignments, or to respond to a specific inquiry; to send surveys or
questionnaires so that we can learn more about our customers' needs and
interests; to provide you with information via email about new products or
services that we think might interest you.

Anonymous Information. You can visit most pages on the COA sites without
giving us any personal data. Some pages may require input of some personal
data in order to receive discount codes. Your visit may automatically
provide us with anonymous data that is not linked to your personal data,
such as your IP (Internet Protocol) address, browser type, operating
system, domain name, access times, and referring web site addresses. Some
parts of the COA sites use cookies to facilitate your use of the web site
and to track general traffic.

We use a service provider to track and analyze non-personal data, such as
usage and volume statistical information from site visitors. This
anonymous data will not be linked to your personal data. We use your
anonymous data to obtain general statistics regarding the use of the our
Sites and specific web pages and to evaluate how our visitors use and
navigate our Web site on an aggregate basis.

In an effort to provide you with the most relevant web site content and
marketing materials, we may also use embedded pixel technologies to help
track site usage and response to our marketing campaigns. Again, the
anonymous information we capture through this mechanism is not linked to
your personal data.

Sharing with Third Parties

We share your personal data only with service providers who help us to run
the COA sites or to fulfill your requests. These service providers are
restricted from using your personal data in any way other than for the
service they are providing. Other than these service providers, we do not
share your personal data with any other third parties.

We may share your contact information with trusted affiliates who will
adhere to the terms of this privacy policy, in order to provide you with
information via email about co-branded products and services that we think
might interest you. Your information will not be sold, shared or used for
any other purpose outside of these companies.

Links, Frames, and Metatags

You may link to the home page of the COA site as long as the link does not
cast us in a false or misleading light. Please advise us of any link
created by emailing to mike@caseyomalleyassociates.com.

You may not frame the content of COA sites. You may not use metatags or
any other "hidden text" that incorporates our name, copyrights or service
marks without our express written consent.

Links to Other Web Sites

The COA web sites contain links to other web sites. This User Agreement
and Privacy Policy do not apply to these other Web sites. Be sure to read
the user agreements, security and privacy policies that govern your use of
these other Web sites.

Your Specific California Privacy Rights

Beginning on January 1, 2005, California's "Shine the Light" law provides
California residents with the right to receive disclosures about any
sharing of their personal information with other companies.

If you are a California resident and you provided your personal
information to Casey, O'Malley Associates once each calendar year you may
submit a written request for information about the information we shared,
if any, with other companies for their use in direct marketing. To submit
your written request, please send an E-mail to
mike@caseyomalleyassociates.com with "Request for California Privacy" in
the subject line. Please be sure to include your California mailing
address.

Within 30 days of receiving your request, we will send you a list of the
categories of personal information disclosed to third parties for
third-party direct marketing purposes during the immediately preceding
calendar year, along with the names and addresses of these third parties.

We reserve our right not to respond to requests sent more than once in a
calendar year, or requests submitted to any address other than the one
posted in this notice.

Please note that the California "Shine the Light" law does not cover all
information sharing. Our disclosure includes information covered by the
law.

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(866) 363-1330
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Fallbrook, CA 92028

Contents of this web site are Copyright © 2008 Casey, O'Malley Associates, All Rights Reserved. No text or graphics may be copied from these pages without express written permission from Casey, O'Malley Associates.
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